Provider review

CoinGate: a mature gateway for Bitcoin and crypto checkout.

CoinGate is strongest where a merchant needs hosted checkout, API, plugins, invoices or fiat settlement rather than a native restaurant POS experience.

Standard processing1%
Bitcoin LightningYes
Fiat conversionAvailable

Merchant fit

CoinGate supports Bitcoin payments through gateway tools including plugins, APIs, payment buttons and invoicing. Lightning is enabled for Bitcoin checkout, and merchants can use supported fiat conversion and payout options.

Pricing

CoinGate currently publishes a 1% standard transaction processing fee with no monthly fee. Conversion, payout, withdrawal and other charges can apply depending on the merchant's settlement flow.

Affiliate program

CoinGate currently advertises a merchant referral program paying 20% of CoinGate's service-fee income from referred businesses for as long as they continue processing, subject to program terms.

Sources checked September 25, 2026: CoinGate pricing, Bitcoin acceptance, referral program.